How to Pay for Home Care in Brooklyn, Bronx, Queens, and Manhattan

Navigating the costs of home care in areas like Brooklyn, the Bronx, Queens, and Manhattan can be challenging. Here's a guide to help you understand your options:

1. Private Pay

Out-of-pocket payments offer flexibility, allowing you to choose specific services and providers without restrictions.

2. Long-Term Care Insurance (LTCi)

LTCi covers in-home assistance with activities of daily living, such as bathing, dressing, and meal preparation.

3. Medicare and Medicare Advantage (MA)

Medicare covers short-term, physician-prescribed home health care, while MA plans often include additional benefits like personal care services.

4. Medicaid

Medicaid provides long-term home care for eligible low-income individuals, with varying benefits by state.

5. Veterans Benefits

VA programs, including Aid & Attendance, offer financial support for home care to eligible veterans.

6. Private Health Insurance

BrightStar Care partners with various insurance companies, often being in-network. Contact us to explore insurance options for your loved one's care.

7. Military Benefits

VA health care benefits extend to eligible veterans and sometimes their spouses, offering financial assistance for home care services.

8. Program of All-Inclusive Care for the Elderly (PACE)

PACE provides comprehensive medical and social services to certain frail, elderly individuals still living in the community.

Every family’s situation is unique, and the right solution often involves a combination of these funding sources. For personalized advice and assistance, contact BrightStar Care South Brooklyn/Upper Eastside at 212-430-6862 or visit our Home Care Guide for more information.