Most long-term care (LTC) insurance policies will pay for home care in Frisco / Carrollton and Carrollton, Texas.

Long-term care (LTC) insurance is not medical insurance, and it is not part of Medicare.
LTC insurance is a policy that you or your parents may have purchased from a life insurance agent or a financial planner. This type of insurance policy covers the cost of nursing home care, assisted living care, and home care.
BrightStar Care offers home care in Frisco / Carrollton, Carrollton and the surrounding areas, and we accept all long-term care insurance companies. BrightStar Care partners with insurance companies such as:
 
 
  AIG Long Term Care Insurance Long Term Care Insurance
  Allianz Long Term Care Insurance Long Term Care Insurance
  American Heritage Life Insurance Long Term Care Insurance
  American General Life Insurance Long Term Care Insurance
  Bankers Life & Casualty Co Long Term Care Insurance
  Calpers Long Term Care Insurance
  C.N.A Long Term Care Insurance
  CUNA Mutual Life Long Term Care Insurance
  Genworth Financial Long Term Care Insurance
  John Hancock Long Term Care Insurance
  Kanawa Long Term Care Insurance
  Mass Mutual Long Term Care Insurance
  Met Life Long Term Care Insurance
  Mutual of Omaha Long Term Care Insurance
  New York Life Insurance Long Term Care Insurance
  Northwest Life Insurance Long Term Care Insurance
  Penn Treaty Long Term Care Insurance
  Prudential Ins. Of America Long Term Care Insurance
  State Farm Long Term Care Insurance
  Thivent Financial for Lutherans Long Term Care Insurance
  Transamerica Long Term Care Insurance
  United Teachers Association Insurance Long Term Care Insurance
 
If you do not see your insurance company listed, please call BrightStar Care Frisco / Carrollton/Carrollton at (214) 396 1505 and ask.
We can assist you with filing your LTC insurance claim and help you understand your policy. We will also assist you by sending all documentation and paperwork -- including the RN assessment, plan of care, weekly notes and invoices -- to your LTC insurance claims department.
Key questions to ask about your LTC insurance policy
To help you better understand your LTC insurance policy, BrightStar Care suggests the following questions:

• What is the elimination period (out-of-pocket, self-pay) before your policy takes effect? Is it calendar days or days of paid care? What are the minimum hours a day that will count? Does a hospital stay or rehab stay count?
• How many ADLs (activities of daily living) do you need assistance with to qualify for activating your policy/claim? Does dementia count?
• Are a doctor's orders needed to qualify?
• Will the insurance company send out a nurse to do an assessment?
• What is your daily, weekly, monthly maximum? Do you have an inflation clause in your policy?
• Does your premium stop once you activate the policy?
• If you stop needing care or you are hospitalized, does the elimination period start over?

The sooner you initiate your claim, the sooner your elimination period (deductible) will be met.
Call BrightStar Care Frisco / Carrollton/Carrollton at (214) 396 1505 for more information about LTC insurance and home care services in your area.