Tax season can be particularly challenging for seniors due to evolving tax laws, complexities related to retirement income, pensions, social security, and potential medical expenses. Fortunately, Harford County offers numerous free resources specifically tailored to assist seniors in preparing and filing their taxes accurately and efficiently. Below are detailed descriptions of these local resources, practical tips, and essential guidance on financial planning, including the importance of designating a financial power of attorney.
AARP Foundation Tax-Aide
AARP Foundation Tax-Aide is one of the most prominent free tax assistance programs nationwide, providing specialized support to low- and moderate-income seniors, with an emphasis on those aged 60 and older. Trained and IRS-certified volunteers ensure seniors correctly file federal and state tax returns, maximizing their refunds by claiming eligible credits and deductions.
Locations & Appointments:
Services are hosted at accessible locations such as senior centers and public libraries throughout Harford County. Appointments are mandatory and fill rapidly, so early scheduling is highly recommended. Call the Harford County Tax-Aide hotline at 410-638-3425.
Essential Documents:
Valid photo ID (driver’s license or state-issued ID)
Social Security cards (for taxpayer, spouse, and dependents)
Income statements (W-2, 1099 forms)
Previous year’s tax return for reference
Documentation of any deductible expenses (medical expenses, charitable contributions)
Volunteer Income Tax Assistance (VITA)
The IRS Volunteer Income Tax Assistance (VITA) program provides complimentary tax filing assistance to individuals earning around $67,000 or less annually. VITA specifically aids taxpayers with basic tax situations, offering both state and federal filing services through trained volunteers.
Harford County Provider: LASOS, Inc., Bel Air, MD
Contact LASOS directly to schedule appointments: 410-836-0333.Additional VITA locations can be identified through the IRS helpline: 800-906-9887.
What to Bring:
Government-issued photo ID
Social Security cards
Proof of income and expenses
Previous year's returns
Harford County Public Library
Although not offering direct tax preparation services, the Harford County Public Library is an essential resource. Library branches provide access to federal and state tax forms, IRS publications, and online tax filing platforms. Librarians can also guide seniors toward local tax preparation assistance resources.
Visit: Harford County Public Library Tax Forms
Maryland Comptroller Taxpayer Services
For state-specific tax questions and filing assistance, the Maryland Comptroller’s office offers free services. While Harford County lacks a local Comptroller office, residents may access services at the nearby Elkton office.
Appointment Information:
Elkton Office Location: 103 Chesapeake Blvd, Suite D, Elkton, MD 21921
Phone: 410-260-7980 or 1-800-MD-TAXES
Required Documentation:
Completed federal return
Income documentation
Valid identification
Importance of Designating a Financial Power of Attorney
Beyond annual tax filing, seniors should proactively plan for potential future needs by designating a Financial Power of Attorney (POA). A POA authorizes a trusted individual to manage financial responsibilities—including taxes—in case of incapacity. This critical step ensures seamless management of financial obligations, avoids legal complications, and provides invaluable peace of mind.
Advantages of Establishing a POA:
Ensures uninterrupted handling of financial matters like tax preparation and payment.
Prevents costly and complex guardianship processes through courts.
Allows seniors autonomy in deciding who manages their financial affairs.
Local Resources for Financial Planning and POA Assistance:
Harford G.A.I.N. (Geriatric Assistance and Information Network): Harford G.A.I.N. connects seniors to reliable local professionals specializing in elder law, financial planning, and POA documentation. Visit Harford G.A.I.N.'s website for resources and professional referrals.
National Aging in Place Council (NAIPC) – Greater Baltimore Chapter: The NAIPC supports seniors wishing to age in place by providing expertise in financial planning, elder law, and home care solutions. For further details, visit their official website, or follow them on their Facebook page and LinkedIn profile.
Harford County Office on Aging: Provides comprehensive referrals and information on legal and financial resources beneficial to seniors. Contact them directly at 410-638-3025.
Conclusion
Harford County's robust support system for seniors ensures that tax season does not become an overwhelming burden. By leveraging resources like AARP Tax-Aide, VITA, library assistance, and the Maryland Comptroller's office, seniors can confidently manage their tax obligations at no cost. Furthermore, proactive financial planning, including the designation of a financial power of attorney, significantly enhances seniors' long-term financial security and independence. Organizations such as Harford G.A.I.N. and the Greater Baltimore Chapter of the NAIPC provide invaluable assistance and expertise, helping seniors navigate complex financial landscapes.
(Note: This information serves as general guidance and should not replace professional legal or financial advice. Seniors are encouraged to consult with qualified elder law attorneys or financial advisors to address individual needs.)
Contact BrightStar Care of Bel Air Today!
BrightStar Care of Bel Air is here to provide you with the resources and support you need to take care of Yourself or your loved one. We understand the challenges faced and are committed to providing compassionate care that meets the needs of those we serve. If you would like more information about our services, please visit our website or call us today at 443-601-9200. It will be a pleasure to meet you and your family, and we look forward to providing you with the care and support you need. Come visit us at 2815 Belair Rd, Suite 103, Fallston, MD 21047. Hopefully, we’ll hear from you soon!